What to Know About Renting Furnished vs. Unfurnished Apartments

13 February 2026

When it comes to renting an apartment, one of the biggest decisions you'll face is whether to go for a furnished or unfurnished unit. Each option has its pros and cons, and your choice will ultimately depend on your lifestyle, budget, and long-term plans.

Are you an expat moving to a new city? A young professional just starting fresh? Or maybe you're someone who loves customizing every inch of your living space? Whatever the case, understanding the differences, costs, and benefits of both options will help you make an informed decision.

So, let’s break it down—furnished vs. unfurnished apartments—which one is right for you?

What is a Furnished Apartment?

A furnished apartment comes equipped with essential furniture like a bed, sofa, dining table, chairs, and sometimes even kitchen appliances and decor. Some landlords provide fully furnished units, which may also include linens, cookware, a TV, and even artwork. Others offer semi-furnished apartments that have only the basics—typically large furniture pieces without the extras.

Furnished rental units are a great option for short-term renters, travelers, or professionals on temporary assignments. But is it the right fit for you? Let’s take a closer look.

Pros of Renting a Furnished Apartment

1. Move-in Ready Convenience

One of the biggest perks of a furnished apartment is that you can move in with just your suitcase. No need to worry about lugging a couch upstairs or assembling a bed frame at midnight. Everything is already in place, making it an ideal choice for those who need a quick and hassle-free living arrangement.

2. Great for Short-Term Living

If you're only staying for a few months to a year, renting a fully furnished apartment makes a lot of sense. It saves you the time and expense of buying furniture that you’ll just have to sell or move later on.

3. Potential Savings on Furniture Costs

Furnishing an apartment from scratch can be expensive. From buying a bed and mattress to getting a TV stand and dining set, the costs add up quickly. With a furnished apartment, you’re eliminating these upfront expenses.

4. Easier Relocation

For people who relocate often—digital nomads, contract workers, or students studying abroad—furnished apartments provide flexibility. You don’t have to worry about packing up and transporting bulky furniture every time you move.

Cons of Renting a Furnished Apartment

1. Higher Rent Costs

Furnished apartments usually come with a higher monthly rent. You're not just paying for the space—you’re also covering the convenience and value of the furniture provided.

2. Limited Personalization

Want to paint the walls, bring in your favorite couch, or add custom decor? In a furnished unit, landlords often have strict rules on modifications. You’ll have less freedom to make the space feel truly "yours."

3. Higher Security Deposit & Potential Damage Fees

Since the apartment comes with furniture, landlords usually require a higher security deposit to cover potential damages. If something breaks or gets damaged, you may end up paying for repairs or replacements.

What is an Unfurnished Apartment?

An unfurnished apartment is exactly what it sounds like—an empty space with no furniture (except for built-in fixtures like cabinets, sinks, and sometimes appliances). Some units may include kitchen appliances, but in most cases, you'll need to purchase everything yourself.

Unfurnished apartments are a great choice for long-term renters who want control over their living space and don’t mind investing in furniture. But is it the right choice for you?

Pros of Renting an Unfurnished Apartment

1. Lower Rent Costs

Since landlords don’t have to provide and maintain furniture, unfurnished apartments typically have lower rent. This makes them a more budget-friendly option in the long run.

2. Freedom to Personalize

Do you love decorating your space to match your personality? Renting unfurnished lets you choose your own furniture, colors, and layout. You can create a home that truly reflects your style.

3. Lower Security Deposit

Unlike furnished apartments, unfurnished units come with a lower security deposit. Since there's no landlord-provided furniture at risk of damage, you're only responsible for the walls, floors, and built-in fixtures.

4. No Worry About Liability for Furniture

When you rent a furnished apartment, you're responsible for maintaining the furniture. Accidental spills, scratches, or wear and tear could cost you more money. With an unfurnished unit, that's one less thing to worry about.

Cons of Renting an Unfurnished Apartment

1. Upfront Cost of Furniture

Furnishing an apartment from scratch can be expensive, especially if you need to buy quality furniture. Even budget-friendly options can add up when you need to fill an entire space.

2. More Effort When Moving In & Out

Moving into an unfurnished apartment isn’t just about bringing your clothes. You’ll have to find, buy, and transport furniture—and when it’s time to move out, you’ll need to figure out what to do with it all.

3. Not Ideal for Short-Term Stays

If you're only staying for a few months, an unfurnished apartment may not be the best choice. Buying furniture for a temporary stay often isn’t worth the hassle or expense.

Furnished vs. Unfurnished Apartment: Which One is Right for You?

At the end of the day, your decision depends on a few key factors:

| Factor | Furnished Apartment | Unfurnished Apartment |
|----------------------|------------------------------|--------------------------|
| Cost | Higher monthly rent | Lower monthly rent |
| Upfront Expense | Minimal (furniture included) | High (you buy furniture) |
| Flexibility | Great for short-term tenants | Ideal for long-term tenants |
| Personalization | Limited customization | Full freedom to decorate |
| Moving Effort | Easier—just bring essentials | More effort (buying & moving furniture) |

Who Should Rent a Furnished Apartment?

✅ Short-term renters (less than a year)
✅ Expats, students, or traveling professionals
✅ People who value convenience over personalization

Who Should Rent an Unfurnished Apartment?

✅ Long-term tenants (1+ years)
✅ Renters who want full creative control over their space
✅ Individuals looking for a more budget-friendly option

Final Thoughts

Both furnished and unfurnished apartments have their own unique benefits and trade-offs. If you're all about convenience and short-term stays, a furnished apartment is a great choice. But if you're ready to settle in for the long haul and create a home that truly feels like yours, an unfurnished apartment may be the better option.

Think about your budget, lifestyle, and long-term goals before making a decision. After all, where you live is more than just a place—it’s your sanctuary!