The Best Second Home Markets for Active Retirees

8 June 2025

Retirement is a golden opportunity to embrace freedom, adventure, and relaxation. But let’s be honest—who wants to sit still all day? If you’re an active retiree, settling down in a place bursting with energy, outdoor activities, and a welcoming community is the way to go.

A second home in the right market can be your ticket to the best years of your life. Think scenic trails, vibrant social scenes, and plenty of ways to stay fit and engaged. Whether you’re into hiking, golfing, or just soaking in breathtaking views, we’ve got you covered.

So, where are the best second home markets for active retirees? Let’s dive in!

What Makes a Great Second Home Market for Active Retirees?

Before we get to the list, let's talk about what makes a location ideal for active retirees. Here are the key ingredients:

- Outdoor Activities: Easy access to hiking, biking, golf, and water sports keeps things exciting.
- Mild or Pleasant Climate: You don’t want to spend your retirement days snowed in (unless skiing is your thing!).
- Affordable Housing Market: Your second home should be a smart investment, not a financial burden.
- Healthcare Access: A solid medical infrastructure ensures you stay in top shape.
- Strong Community & Social Scene: A thriving community makes it easy to build friendships and stay engaged.

Now, let’s check out the top markets that check all these boxes!

1. Asheville, North Carolina – Mountain Paradise with a Creative Vibe

Why Retirees Love It

Asheville has it all—breathtaking Blue Ridge Mountain views, a mild climate, and an artsy downtown scene. If you love hiking, exploring farmers' markets, and sipping on local craft beer, this could be your dream spot.

Top Activities

- Hiking & Biking: A gateway to the Blue Ridge Parkway, you'll find trails of every difficulty level.
- Golf & Tennis: Several private and public courses cater to retirees who love the game.
- Art & Music Scene: From live jazz nights to world-class galleries, there’s never a dull moment.

Home Prices & Cost of Living

- Median home price: $450,000 (as of 2024)
- Reasonable taxes and healthcare costs make it a solid option for retirees.

2. Scottsdale, Arizona – A Sunny Haven for Golf Enthusiasts

Why Retirees Love It

With over 300 days of sunshine a year, Scottsdale is a paradise for those who thrive outdoors. The city is packed with golf courses, hiking trails, and luxury amenities, making it an easy pick for active retirees.

Top Activities

- Golfing: Dozens of world-famous courses make Scottsdale a golfer’s dream.
- Hiking & Biking: Trails like the McDowell Sonoran Preserve offer stunning desert landscapes.
- Wellness & Spa Retreats: Pamper yourself at some of the best wellness resorts in the country.

Home Prices & Cost of Living

- Median home price: $700,000
- While Scottsdale leans on the pricier side, its high quality of life makes it worth it.

3. Hilton Head Island, South Carolina – Coastal Charm & Endless Outdoor Fun

Why Retirees Love It

Imagine waking up to ocean breezes and spending your days biking along scenic trails. Hilton Head is a treasure for retirees who love the beach and an active lifestyle.

Top Activities

- Biking & Walking: Over 60 miles of trails make getting around on foot or bike a joy.
- Golfing & Tennis: A golfer’s delight, with over 20 championship courses.
- Kayaking & Fishing: The calm waters of Skull Creek are perfect for water lovers.

Home Prices & Cost of Living

- Median home price: $600,000
- South Carolina’s tax-friendly policies are a bonus for retirees.

4. Bend, Oregon – The Outdoor Enthusiast’s Dream

Why Retirees Love It

If retirement means exploring nature daily, Bend is the place to be. Nestled in Oregon’s high desert, it offers an unbeatable combination of mountains, rivers, and forests.

Top Activities

- Hiking & Skiing: Enjoy the best of both worlds—summer hikes and winter skiing.
- Craft Beer Scene: Bend boasts over 30 craft breweries—cheers to retirement!
- Fishing & Kayaking: The Deschutes River is a paradise for water activities.

Home Prices & Cost of Living

- Median home price: $620,000
- A bit pricey, but well worth it for nature lovers and outdoor explorers.

5. Naples, Florida – Beachfront Bliss with a Laid-Back Lifestyle

Why Retirees Love It

Florida is a classic retirement destination, and Naples stands out with its stunning beaches, warm weather, and a relaxed yet active community.

Top Activities

- Beach Walks & Sunsets: Some of the best white-sand beaches in the country.
- Golf & Tennis: Over 90 golf courses—you’ll never run out of options.
- Boating & Fishing: The Gulf of Mexico offers endless adventure on the water.

Home Prices & Cost of Living

- Median home price: $750,000
- No state income tax and warm weather make it appealing despite higher costs.

6. Bozeman, Montana – The Perfect Blend of Adventure and Small-Town Charm

Why Retirees Love It

Bozeman is a magnet for adventure lovers. Whether it’s skiing, hiking, or simply enjoying wide-open spaces, this Montana town delivers.

Top Activities

- Hiking & Wildlife Watching: Yellowstone National Park is just a short drive away.
- Skiing & Snowboarding: Nearby Bridger Bowl and Big Sky offer world-class slopes.
- Fly Fishing: Some of the best trout fishing in the country.

Home Prices & Cost of Living

- Median home price: $675,000
- While real estate is on the rise, the natural beauty and outdoor life make it worthwhile.

7. Lake Tahoe, Nevada – A Year-Round Playground

Why Retirees Love It

Looking for a destination with seasons? Lake Tahoe offers winter skiing, summer boating, and breathtaking scenery all year round.

Top Activities

- Skiing & Snowboarding: Tahoe’s world-renowned resorts are perfect for winter enthusiasts.
- Boating & Fishing: Crystal-clear waters make for endless lake adventures.
- Hiking & Biking: Enjoy trails with panoramic views that never get old.

Home Prices & Cost of Living

- Median home price: $800,000
- Nevada's no state income tax makes this a financially attractive option.

Which Second Home Market is Right for You?

Choosing the best second home market isn’t just about picking a pretty place—it's about finding one that matches your lifestyle, interests, and budget. If you love the mountains, Asheville or Bend might be calling your name. If you’re after year-round sunshine, Scottsdale or Naples could be a perfect fit.

Wherever you choose, make sure it’s somewhere that keeps you active, happy, and thriving. Retirement is your time to enjoy life to the fullest—so why not do it in a place that feels like paradise?